Thursday, September 23, 2021 / by Jo Reimer
If you are like most people, the idea of buying your first home has been in your head for a while. Maybe you start looking online at different options, reading that article on how mortgages work or watch that new segment on how it is a sellers’ market. It’s a lot of information in a whole new area for you, right?
All that information is before you voice the desire to purchase a home aloud to your family and friends. Now you have a lot of information and many opinions on if you should buy a home and how to proceed. You are more confused than ever, and you don’t know what to do, am I right? However, through the information overload the desire to own your home is still there. It might be confused but it is still there, so what’s next?
The best next step that you can make is to find the local realtor who is right for you. Key part of that statement is for you. This home isn’t going to be for your brother, best friendo ...
Thursday, August 26, 2021 / by Jo Reimer
It really is kind of like the old saying “Lions, Tigers and Bears OH MY!”. The thought of having to move while selling your current house and buying a new one is enough to make anyone scream. So many details!!!
The first step is to find the right people that can help you on all sides of the equation. How does that work? Local, local, local is the biggest thing to remember. First thing to think about is whether you are moving within the same real estate market or if you are selling your current house because you are moving farther away.
Why is that important? If you are moving locally you need to find a local realtor that understands the market’s day to day results as that will be key in the selling of your house as well as finding a new one in the time frame you need. To go right along with that idea, use a local lender. Again, they understand what is happening in that market each day and probably already have ao ...
Thursday, August 12, 2021 / by Jo Reimer
A lot of people think that there is no way that they could own their own home. That it is a dream for “other people”, but I must ask why not you?
I understand that sometimes life puts financial obstacles and issues in our way. Life happens right? That doesn’t necessarily mean you can’t have your own home. It might mean your journey may not be as straight line of a venture as others, but you can do it. If you can afford rent most likely you can afford your own home.
There are steps you can take ahead of that home ownership journey to get your finances lined up so that you can be approved for a mortgage. There are so many different programs and mortgages that are out there to help people buy their own home. The key is getting first getting started of course but more importantly finding someone on your side that can explain the options, paths and programs that are out there.
If you think home ownership is just a dream, to ...
Thursday, July 29, 2021 / by Jo Reimer
If you need to sell your home to move somewhere new and need to buy a new home, it certainly can feel like a tightrope walk. Almost no matter where you go in this country real estate is fast moving. It is stressful enough to sell a home or buy a home but having to navigate both at the same time, YIKES!
Like most everything in life it can be done. The key is who you put on your “team” through the process. Even Tom Brady cannot win all those Super Bowls without his full team. So, what is first? Lenders and realtors. It may be beneficial to check with more than one lender to compare interest rates and costs. The key is to start locally with where you are, find the best local lender and realtor who can not only help you with the sale of your existing home but connect you to the best local folks in the new market. Why local you ask? Because they have the close knowledge of what is happening in that market on a dao ...
Thursday, July 15, 2021 / by Jo Reimer
It does not matter how hot the real estate market is for sellers or the lack of inventory for buyers. Life keeps happening and decisions need to be made on a whole host of things that pop up while living this crazy thing called life. One of the biggest decisions might be if you need to move or find a new home.
Listening to the “tale” of the current real estate market can make that part of life scary, I am sure. Truth is, it is not as easy as it would be in a buyers’ market to find your new home, but it can be done. The important thing is to figure out where you need to be from an area perspective, what you need in a home and what you want in a home. Once you have created that list of items, here is the linchpin to the whole thing, get your finances lined up. Not a short conversation with a lender on what might be possible but an in depth, forms filled out examination so not only do you know exactly how much you can spend but the o ...